SME CREDIT ANALYST at NBC Bank Limited

National Bank of Commerce

Jobs in Tanzania 2023: New Job Vacancies at National Bank of Commerce (NBC), 2023

💥UNASUBIRI NINI? FOLLOW US ON INSTAGRAM. CLICK HERE!💥

National Bank of Commerce (NBC) Jobs, 2023

SME CREDIT ANALYST
SME CREDIT ANALYST at NBC Bank Limited September, 2023
locations Head Office NBC
time type Full time
job requisition id R-15957582
NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.
Recommended:
Download Your National ID (NIDA) Number  Here | Download NAMBA NA KITAMBULISHO CHAKO CHA NIDA. BONYEZA HAPA!

Job Summary

To perform and manage all activities in a way that strict adherence to approved Credit and Provisioning Policy as well as the approved standard credit processes and procedures are maintained.

Job Description​
AJob Description​
Accountability: -50%

• Analysis, evaluation, and recommendation of credit applications.
• Outputs to deliver this accountability:Preparation of credit applications for recommendations to the sanctioners.
• Ensures that all credit applications are assessed within the agreed SLA time.
• Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved credit and provisioning policy.
• Work in partnership with RMs on new and existing credit applications, providing guidance on credit appetite and consulting with Credit Team as appropriate
• Attend customer meetings with the Relationship manager if credit related issues are to be discussed/need to be resolved.

Recommended:
Free CV Writing and Download, Cover/Job Application Letters, Interview Questions and It's Best Answers plus Examples. Click Here!

Accountability: -15%

• Filing information into customer information credit monitoring files without fail.
• Outputs to deliver this accountability:Ensure that all registers are marked appropriately and kept up to date.
• Ensure that all appropriate records are filed in an acceptable way. Files are appropriately stored.

Accountability: -35%

• Monitoring performance of clients’ accounts and where necessary propose remedial measures.
• Outputs to deliver this accountability:Monitor and Control quality of portfolio using Condition of sanction triggers where possible. Discussing with sanctioners deteriorating trends and trigger events if they give cause of concern advising the Relationship Manager simultaneously
• Ensures that appropriate excesses are diarized, and new excess returns filed accordingly.
• Check on daily risk reports and work on exceptions and/or irregular behaviour.
• Provide specific instructions to RM and escalate any issue that will need other stakeholders’ attention.
• Ensure all facilities are timely reviewed.

Perform other duties as reasonably assigned.

Read Also:

NEW TANZANIAN JOBS, INTERNSHIPS AND VOLUNTEERING OPPORTUNITIES 2023 (1,475 POSTS)

Qualifications

• Bachelor's Degree - Business, Commerce and Management Studies, Credit Risk (Meets some of the requirements and would need further development), Digital familiarity (Meets some of the requirements and would need further development), Experience in a similar environment, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)

Deadline: 2023-10-09.

CLICK HERE TO APPLY!